We all know how costly medical treatment can be and while some developed countries offer free national health, your life is far too important to take any chances. When you are sick and need to be hospitalised, the last thing you need is the worry of paying the bill, which is why you should take a look at what is on offer.
Most people have private health insurance for that very reason and the good news is that health insurance comes in many forms, which we outline below.
Family Insurance
This is ideal cover for all family members and you can choose the amount of in-patient cover from 200,000 to 200 million baht, plus there are many other options so you can tailor the policy to suit. You decide how much out-patient cover the family has, and with a health mobile app, you can enjoy free real-time medical advice, should you ever need it. Maternity insurance is another option, plus you can cover for serious diseases like cancer.
Executive Level Insurance
Perfect for the corporate business person, executive level insurance gives you 5-star worldwide health cover; the top health insurance policy brings you peace of mind, wherever you happen to be in the world. If you have to stay in a hospital, executive care means you have everything you need to run your business, your own private room with whatever you need to carry out your duties.
Freelance Insurance
Many people work for themselves and having tailored health insurance means that you can have the right level of cover, with in-patient cover at 50,000bt per visit. There is no limit on the number of times that you are a hospital in-patient, which is reassuring. The total cover of 600,000bt can be added to, plus you can take out special cancer insurance that covers all treatment, should you be diagnosed with the disease. As a freelancer, you do not have any work insurance; all the more reason to take out health insurance from a leading Thai insurance company.
Global Health Cover
If you are a frequent flyer, this is the policy for you; regardless of where you happen to be in the world, your cover is accepted. As you probably know, medical treatment can be very expensive in some countries, which is why you should have health insurance that is globally recognised. Travel insurance has time limits, whereas global health cover runs until the end of the policy term, when it can be renewed. Travelling in 2022 might involve taking out special Covid-19 cover in order to obtain a visa – here are some details of entry requirements in Thailand.
Online Solutions
If you are looking for tailored health insurance, you don’t even have to leave your home; simply search with Google for ‘tailored health insurance’ and browse through the many websites until you find what you’re looking for. Once you locate a policy that seems right for you, make sure that you read the small print before making a decision; all it takes to activate the cover is a secure online payment.
