If you’re running a business that requires multiple vehicles, you might be wondering about taking out a business / commercial fleet insurance policy. These policies have many benefits and advantages, such as being able to manage multiple vehicles under one policy which saves time on managing the policies individually, the policies can often be cheaper, and it can be easier to add, remove or change the vehicles included on the policy
Depending on the insurance provider, you can usually take out a business fleet insurance policy starting at just 2 or 3 vehicles which makes it highly accessible. But what business would benefit from this sort of policy? Here are a few business types that should consider business fleet insurance..
A Taxi Company
If you have multiple cars used as taxis, getting them covered under one fleet insurance company could help you save time than insuring each individual car. The benefit is that Fleet Insurance will usually cover a mix of cars and minibuses if you provide either option.
Coach & Bus Transport Company
A commercial fleet insurance policy will cover all of your coaches and buses – as advised you can mix and match vehicle types if you have varying sizes of bus available depending on customer size.
Delivery Service Companies Or Couriers
If you’re a courier or a business who delivers goods in company-owned vans, you should consider getting them all insured under one fleet insurance policy
A Haulage Company
A fleet insurance policy will cover all of your HGV’s for peace of mind. Another policy that is worth considering is a specialist haulage policy which will cover the vehicles specifically for long distance
Any Business With Multiple Company Cars
Although 1-5 company pool cars may be easier to manage either under individual or multi-car insurance policies, above 5 cars means that time to take out and manage these policies could be saved by covering them all under the umbrella of a single fleet insurance policy.