While some of the most common occupational injuries include exposure to harmful substances, machine-related injuries, trauma injuries, and repetitive stress injuries, occupational injuries are relevant to all injuries that happen while you’re at work or performing your job role.
Because your employer is legally required to provide you, as an employee, with a safe work environment, you are entitled to claim compensation for injuries that happen at work. Moreover, the worker’s compensation fund exists to protect workers from the financial strain caused by such injuries.
But even so, it’s still important to take the proper steps when claiming. If you don’t, you might not receive fair compensation.
Report Your Injury
You might be feeling anxious to get your claim paid out. It’s no secret that medical bills are often astronomical, and you might be out of work during recovery. Fortunately, you can find out more about pre-settlement loans at https://nylegalfunding.com/construction-accident/ for construction accident injury claims.
But first, you must prioritize reporting your injury internally. You must fill out an injury report form with the HR department at your company. If there is no HR department, get this report straight to your manager or your employer.
Seek Medical Treatment
Next, head to your nearest medical center for medical attention. It’s important to note that you experienced the injury at work for accurate medical reports. Moreover, opt for medical attention even if you feel you can recover safely at home; your claim won’t be processed if you don’t have accurate medical records to validate your injury.
Follow The Treatment Recommendations
In addition to visiting the doctor, you must also conform to their treatment plan and prioritize any recommended follow-ups.
Keep Your Employer Up-To-Date
It’s also essential to keep your employer up-to-date from your first doctor’s visit till your last. In most cases, claim rejections result from poor communication, so be sure to communicate your off-time with your employer.
Journal Your Bills
Keep track of every cost that stems from the injury, from lost income to medical bills and other expenses. It’s vital to have an accurate record of the costs that you are claiming from the worker’s compensation fund. Additional costs that can arise from work-related injuries are fuel bills, medications, and even future income loss. You’ll need this for your income protection claim, if you signed up for this type of insurance.
Contact A Worker’s Compensation Attorney
Contacting a lawyer is often the best way to get the most out of a worker’s compensation claim. And to choose the best lawyer for the job, expertise is the first factor to consider; an experienced lawyer that specializes is always best. Moreover, consider credentials, service costs, billing preferences, and availability. Lastly, it’s also essential to choose a lawyer with whom you are comfortable communicating.
That said, if you haven’t experienced an occupational injury yet you have noticed that your work environment is not as safe as it should be, you can sue your employer for neglecting workplace safety regulations. Once again, it’s essential to consult an attorney for this process.